CALCULATORS

Retirement
Effect of Inflation on Income
How much income will you need during retirement after inflation?

RRSP Maximizer
See the dramatic impact of four growth strategies on your RRSP.

RRSP Planner
Will your RRSP provide you with enough income during retirement?

Retirement Planner
Will your investments and other retirement income sources sustain you through retirement?

RRIF Schedule
Create a payment schedule for a Registered Retirement Income Fund (RRIF).

Systematic Withdrawal Plan
Create a regular income stream from a non-registered investment using a SWP.

Personal Finance
Pay Yourself First
Paying yourself first is one of the best ways to build your retirement nest egg.

Formula for Wealth
Achieving financial independence involves tradeoffs between your goal, time and rate of return.

How to Become a Millionaire
See what it takes to become a millionaire.

Reduce Spending
See how spending a little less now can add so much more to your retirement fund.

Cash Flow
Determining your cash flow is an important step in planning your financial future.

Net Worth
Your net worth is what is left over after you subtract what you owe from what you own.

Insure Your Earning Power
This calculator shows how important it is to have disability insurance protecting the most valuable asset you have, your earning power.

Ottawa's Final Tax Bite
Illustrates the potential tax liabilities that can arise at death if proper estate planning strategies have not been put in place.

Stay Invested 
This calculator compares the performance of staying invested in the market to missing the months with the best returns.

How Long Will the Money Last?
Use this calculator to show how long your money will last if you make regular, annual withdrawals indexed to inflation.

Inflation and Income
This calculator illustrates the dramatic effect of inflation on your future income needs.

Investments
Savings/Investment Growth
Calculate and compare the growth of your investment portfolio using different scenarios.

Importance of Higher Returns
A higher return of only 1% or 2% can make a major difference on the value of your retirement fund.

Tax Sheltered Growth
See the dramatic impact of tax sheltering on the growth of your investments.

Real Rates of Return
Building real growth in your investments means paying attention to inflation and taxes.

Cost of Procrastination
See how delaying an investment program reduces it's final value.

Stay Invested
See the importance of time in the market rather than trying to time the market.

Insurance
Life Insurance Needs
How much life insurance do you need?

Disability Insurance Needs
Have you protected your most valuable asset, your earning power?

Mortgage
Mortgage Qualifier
What is the maximum mortgage amount you can qualify for?

Mortgage Calculator
See how you can pay your mortgage off faster.

Tax
Tax on Investment Income
See how interest, dividends and capital gains are taxed differently.